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The Insurability of Punitive Damages is intended as a research tool, not as legal advice. Exceptions exist to nearly every rule, and the law governing a particular claim may vary under different circumstances of fact. Our aim has been to identify in broad terms the general state of the law in each jurisdiction, and to cite leading cases. Those seeking legal advice should consult a lawyer qualified to practice in their state.

The 2005 edition of The Insurability of Punitive Damages is a comprehensive revision of earlier editions based on research completed in November 2004. While we intend to update the web version periodically, we do not continuously verify and revise its contents. Changes of substance from the paper-and-ink version are listed on the revisions page. We solicit your comments and suggestions regarding any errors that you discover. You may contact us by email or write to us at this address.